Errors and Omissions


NAIFA’s Errors and Omissions Coverage program offers NAIFA members multiple coverage benefits and customizable coverage options from a top rated carrier.  This program is available to individuals and agencies. In addition, NAIFA and CalSurance have teamed together to develop the NAIFA Risk Management/Loss Control Seminar, which can save you up to 10% on your policy for the next three policy terms.

NAIFA Endorsed E&O Coverage Benefits:

  • Competitive Rates
  • Individually Underwritten Policies
  • Prior Acts Coverage & Optional Extended Reporting Period
  • Multiple Limit & Deductible Options

Professional Services Covered:

  • Life Insurance, Including Variable Life Insurance Products
  • Annuities, Including Variable Annuity Products
  • Accident & Health Insurance, Including Long Term Care and Disability Insurance
  • Optional Endorsements for Financial Products, Mutual Funds, Property & Casualty

The NAIFA Risk Management/Loss Control Seminar (as referred to on your E&O application):

  • A FREE online risk management course that can save you 10% over the next three E&O policy terms
  • Identify the legal basis for agents’ professional liability
  • Identify the liability exposure and causes of loss which have historically accounted for agents’ professional liability claims
  • Identify and apply specific risk management procedures to all areas of agency management to address the sources of claims historically experienced in the NAIFA Professional Liability Program.
  • Identify liability exposures unique to insurance products and commonly sold by NAIFA members and apply effective risk management techniques to assess and minimize such exposures.

For more information about the CalSurance program and to register, visit or call the NAIFA team at CalSurance Associates 888-833-2304.